Refinancing an investment property can help reduce your mortgage rate, lower monthly payments, or access equity for future investments.
Choosing the best company to refinance investment property is essential to ensure favorable terms, smooth processing, and reliable service.
If you’re wondering which lender to trust, this guide highlights five top companies investors should consider.
1. Rocket Mortgage
Rocket Mortgage, formerly known as Quicken Loans, is one of the largest online mortgage lenders in the U.S. They offer a fully digital application that simplifies refinancing for investment properties.
Rocket Mortgage provides competitive rates and flexible loan options, including cash-out refinancing and rate-and-term adjustments. Their mortgage experts guide investors through documentation, underwriting, and closing, ensuring a smooth process.
For anyone seeking the best company to refinance investment property, Rocket Mortgage is a top contender due to its reliability and speed.
2. LendingTree
LendingTree is an online marketplace that connects borrowers with multiple lenders, allowing investors to compare refinancing options easily. They provide access to fixed-rate and adjustable-rate loans, including cash-out refinancing.
LendingTree emphasizes transparent fee disclosures and clear loan terms, making it easier for investors to choose wisely. When researching the best company to refinance investment property, LendingTree stands out for its ability to present multiple lender options in one place.
3. Bank of America
Bank of America is a major national bank with extensive experience in refinancing investment properties. Their mortgage specialists help investors navigate complex transactions and choose between cash-out and rate-and-term refinancing.
Bank of America offers strong underwriting, nationwide accessibility, and dependable customer service. For those seeking the best company to refinance investment property, Bank of America provides stability and trusted guidance.
4. SoFi
SoFi is a modern online lender specializing in both primary residence and investment property refinancing. They offer cash-out refinancing, rate-and-term loans, and fully transparent terms with no hidden fees.
SoFi’s platform includes online tools for calculating potential savings and access to financial advisors for personalized support.
Investors looking for speed and convenience often consider SoFi among the best companies to refinance investment property thanks to its digital-first experience.
5. Better.com
Better.com is an online lender known for its streamlined application process and competitive refinancing rates.
They focus on minimizing paperwork and speeding up approvals for investment property loans. Their services include rate-and-term and cash-out refinancing, with a fully online interface.
For investors seeking efficiency and transparency, Better.com is often listed as one of the best companies to refinance investment property.
Conclusion
Selecting the best company to refinance investment property depends on your goals, the type of property, and your preferred loan terms.
Rocket Mortgage offers expert guidance and reliability, LendingTree provides multiple options for comparison, Bank of America delivers stability and nationwide reach, SoFi combines speed with a digital-first approach, and Better.com streamlines the refinancing process.
By evaluating interest rates, fees, loan flexibility, and customer support, investors can refinance effectively, save money, and access funds to grow their real estate portfolio.
Choosing the right lender ensures you maximize the financial benefits of investment property refinancing.
Read More: How To Find A Good Real Estate for Selling
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